Health Insurance - Coverage
for financial losses caused by accidents and illness. A
Medical Insurance Policy pays for the
cost of medical care, doctor's bills, hospital charges
and related expenses. Disability Insurance pays
periodic benefits to an insured who is unable to work as
a result of an accident or sickness.
Dental Insurance
- We offer flexible and affordable dental plans
that meet your individual needs, such as fee for service,
PPO and prepaid dental programs.
Life
Insurance - Provides
funds to replace lost income and to pay expenses associated
with the final illness, and/or funeral. Whole
Life Insurance provides lifetime protection
(the whole of life) and is considered permanent insurance. Term
Insurance -
Provides coverage for a specified time period, such as
5 or 10 years.
Accidental Death -
Provides coverage in the event of death due to accidental
injuries, but not illness. In the event of death, payment
is made to the insured's beneficiary.
Long-Term Care - Day
to day care that a patient recieves in a nursing facility
or in his or her residence following an illness or injury,
or in old age such that the patient can no longer perform
some of the basic activities of daily life.
